Introduction
At Intellica Financial, we value and respect your privacy. By engaging with our services, you consent to the collection and use of your information as described in this policy and as permitted by applicable laws and regulations.
This notice may vary by jurisdiction. Certain rights and options described here may be subject to state or federal law and may not apply in all cases.
Information We Collect
We collect personal information when you apply for insurance, purchase a policy, file a claim, interact with us, or as otherwise permitted by law. This may include:
- Identifiers and contact details (name, address, email, phone, date of birth, Social Security number).
- Financial and payment information (bank or card details, payment history, loan information).
- Transaction details (purchases, payments, balances, and claims information).
- Insurance-related information (policy details, coverage types, claims history, health information where relevant to your policy).
- Usage and interaction data (website/app usage, customer service interactions, preferences).
- Information from credit bureaus (credit score and reports), as permitted by law.
- Employment and income information, where necessary for underwriting or servicing.
- Vehicle, property, or other asset information, depending on your policy.
- Medical and health information for life or health insurance, where applicable.
How We Use Your Information
- To assess, process, and underwrite your insurance policy.
- To communicate about policies, renewals, claims, and customer support.
- To manage claims and process payments and transactions.
- To improve and personalize our products, services, and experiences.
- To comply with legal, regulatory, and contractual obligations.
Protection of Information
We use reasonable and appropriate physical, electronic, and procedural safeguards to protect your information against unauthorized access, alteration, or disclosure.
Despite our efforts, no method of transmission or storage is completely secure. We encourage you to use strong passwords and take steps to protect your account and devices.
Retention of Information
We retain personal information only as long as necessary to fulfill the purposes described in this policy, to comply with legal requirements, and to resolve disputes or enforce agreements.
Your Rights & Choices
- Access, correct, or delete your personal information, subject to legal limits.
- Object to or restrict the use of your information for marketing purposes.
- Withdraw consent, where applicable, without affecting prior processing based on consent.
- Limit certain sharing practices, where permitted by law.
To exercise these rights, please contact us using the details in the Contact section below. We may need to verify your identity before fulfilling some requests.
How We Obtain Information
- Directly from you (applications, forms, claims, communications).
- Automatically through your interactions with our services (usage, preferences).
- From third parties, such as credit bureaus and service providers, as permitted by law.
Updates to This Policy
We may update this Privacy Policy from time to time. Material changes will be posted on this page. Please review this page periodically to stay informed.
Contact Us
If you have questions or concerns about this Privacy Policy or how we handle your personal information, please contact us:
Intellica FinancialEmail: privacy@intellica.example
Phone: 210-452-5272
Thank you for trusting Intellica Financial. We are committed to safeguarding your personal information and ensuring a secure experience.